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Abhishek Khare is an accomplished professional in credit risk management and analytics with extensive experience across various sectors. Currently serving as the Director of Credit Risk Management at Upgrade, Inc. since November 2021, Abhishek previously held significant roles at Citi, where responsibilities included managing a $15B acquisition risk strategy for The Home Depot portfolio and overseeing a $14B portfolio for Citi Retail Services. Earlier experience includes leading a fraud analytics team at NatWest Group, delivering substantial cost savings, and contributing to business health analytics at Mu Sigma and Oracle. Abhishek holds a Master's degree in Analytics from the Georgia Institute of Technology and a Bachelor's degree in Engineering from the Birla Institute of Technology and Science, Pilani.