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Saikat Sarkar has extensive work experience in the financial industry, with a focus on risk management. SAIKAT is currently serving as the Chief Risk Officer (CRO) at UNO Digital Bank since October 2021. Prior to this, they held the same position at Home Credit Philippines from March 2021 to September 2021.

Before venturing into independent consulting as a Self Employed Financial Consultant at Salensa in September 2020, Saikat worked at Citibank India for five years. SAIKAT held the role of Managing Director, Country Risk Manager, Consumer from February 2015 to September 2020.

Their earlier experiences at Citibank include serving as a Director from July 2007 to February 2015 and as the Head of Operations for NRI business from July 2006 to September 2007. Saikat joined Citibank in 1996 and held various roles during their tenure, including Process Reengineering Manager from April 2001 to January 2004 and Collections Manager from July 1996 to April 2001.

Their career began at VCK as an Equity Research professional from June 1994 to July 1996.

Overall, Saikat Sarkar has a strong background in risk management, consulting, and operations within the financial sector, with expertise in driving strategic decision-making and improving business processes.

Saikat Sarkar completed their MBA in Finance from Calcutta University, IISWBM, from 1992 to 1994. Prior to that, they pursued a B.Sc in Economics from Calcutta University - Presidency College from 1989 to 1992. Saikat Sarkar attended Calcutta Boys' School from 1987 to 1989 for their high school education. In their earlier years, they attended Goethals Memorial School, but specific details about their degree or field of study are not provided. Saikat Sarkar also attended St. Joseph's College in Darjeeling, but there is no information available regarding their degree or field of study at this institution.