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Manish Bhai

Founder & CEO at UNO Digital Bank

Manish Bhai has a diverse and extensive work experience spanning over several years. Manish is the founder and CEO of UNO Digital Bank since January 2020. Prior to that, they co-founded CoantumLeap Tech Ventures Pte Ltd in July 2019, a digital solutions and transformation platform focused on AI and automation in the financial services sector.

Before their entrepreneurial ventures, Manish Bhai had a long tenure at Citi, where they held various leadership positions. From 2016 to 2019, they served as the MD and Asia Pacific Head of Institutional Sales for Foreign Exchange & Local Markets. In this role, they managed a team of over 50 people and was responsible for generating revenues of $500 million USD. Manish handled sales of these products to a wide range of institutional clients, including hedge funds, asset managers, banks, and central banks.

Additionally, Manish Bhai served as the MD and Asia Head of Investor Sales for Foreign Exchange & Local Markets from 2014 to 2016. Manish oversaw sales of FX and Local Markets Rates products to global and regional investor clients, including hedge funds, sovereign wealth funds, and select family offices.

From 2013 to 2014, Manish Bhai held the position of MD and Head of Global Macro Sales, Asia at Citi. Manish had multiple responsibilities, including formulating business strategy, managing the Singapore Generalist Investor Sales team, and representing the Singapore Global Markets business in front of regulators and senior management.

Prior to that, Manish Bhai was the Managing Director, Head of Global Markets & Country Treasurer for Indonesia from 2009 to 2013. Manish was responsible for overseeing the overall Global Markets business, including trading, balance sheet management, sales, and establishing the equity business from scratch.

Earlier in their career, Manish Bhai held other senior roles at Citi, including Managing Director & Co-Head of Corporate Sales & Structuring, South Asia, Director & Head of Derivative Sales, South Asia, and Vice President, Corporate Sales & Structuring, FICC India.

Manish began their career as a financial analyst and later transitioned to working in FX & Derivative Sales at Citi.

Overall, Manish Bhai's work experience demonstrates their strong leadership skills, expertise in sales and trading, and their ability to drive business growth and establish successful ventures.

Manish Bhai's education history begins with their time at Don Bosco School in Park Circus, Kolkata, from 1978 to 1989. Manish then enrolled in the Institute of Cost Accountants of India from 1989 to 1991, where they studied cost accountancy, financial management, and achieved an All India Rank. Simultaneously, from 1989 to 1992, Manish Bhai attended St. Xavier's College, where they pursued a Bachelor of Commerce degree and focused on accounting, financial engineering, and economics. Manish had an excellent academic performance and ranked at the university level. Continuing their education, from 1991 to 1994, they attended The Institute of Company Secretaries of India, where they specialized in business law and obtained a degree in the field. During the same period, Manish Bhai also pursued a degree in accounting, tax, management, and economics from The Institute of Chartered Accountants of India. This resulted in him becoming an FCA, and they attained an All India Rank. Lastly, in 2016, Manish Bhai had the opportunity to study at Harvard Business School, although the specific degree and field of study are not mentioned.

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