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Chris Bagnall has a diverse work experience in the banking industry. Chris is currently working as the Chief Risk Officer at Unloan since November 2020. Prior to this, they worked at Commonwealth Bank for five years, where they served as the Executive Manager of Lending Quality from May 2018 to November 2020 and as the Senior Manager of Home Loans Product from December 2015 to April 2018. Before joining Commonwealth Bank, Chris worked at Lloyds Banking Group for nine years. During their tenure at Lloyds, they held various positions including Senior Manager of Payments from March 2012 to September 2015, Product Manager of Personal Current Accounts from January 2010 to February 2012, and ATM Availability Analyst from August 2006 to August 2007. Additionally, they completed a three-part management trainee program as part of the Lloyds Banking Group Leadership Programme, which included placements in different areas of the organization from September 2007 to December 2009.

Chris Bagnall attended Gordano School from 1996 to 2003, but no specific degree or field of study was provided. After completing their secondary education, they enrolled at the University of Birmingham in 2003 and graduated in 2006 with a Bachelor of Arts (Hons) degree in History.