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Kristine DeSousa Koehler has over 30 years of experience in the banking industry. Kristine currently works at Univest as an SVP SBA Senior Credit Officer, where they oversee the Credit and Portfolio Management staff of the SBA Lending Department. Their responsibilities include underwriting, eligibility determination, and portfolio management of the SBA loan portfolio. Prior to joining Univest in 2021, Kristine worked at Fulton Financial Corporation as a Vice President, SBA Underwriter from 2015 to 2021. Kristine also held the position of Vice President, SBA Underwriter at Susquehanna Bank from 2014 to 2015. Earlier in their career, Kristine worked at Univest Bank and Trust Co. from 1997 to 2014, where they held the roles of Vice President, Relationship Manager & SBA Officer, and Credit Specialist. Kristine started their banking career at QNB Bank in 1988, working in Lending and Retail until 1997.

Kristine DeSousa Koehler holds a Bachelor's Degree in Accounting and Finance from Moravian University, which they completed between 1995 and 1997. Kristine furthered their education by obtaining an Associate's Degree in Business Administration from Bucks County Community College, where they studied from 1990 to 1994. In 2010 and 2012, Kristine earned a Diploma from the Pennsylvania Bankers Association, specializing in the School of Commercial Lending and Advanced Commercial Lending. Additionally, they completed the NAGGL Advanced SBA Certification from NAGGL, focusing on becoming an SBA Specialist, from 2018 to 2021. There is no information provided regarding Kristine's high school education or any degree obtained from their time there at Quakertown Community High School.