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Tim Vermeulen is a seasoned insurance professional with extensive experience in product management, having held key positions at several firms. Currently serving as Property Product Manager at Universal North America since July 2022, Tim has successfully executed product modifications to strengthen a $204M portfolio of homeowner and landlord insurance for over 137K clients across eight states. Previously, Tim was a Product Manager at Animo Insurance Services, focusing on direct-to-consumer products, and at Forreston Mutual Insurance Company, where specialized property insurance programs were developed. Earlier roles include contributions to Grange Insurance and Allstate Insurance, where Tim played a significant role in managing substantial premium volumes and enhancing product offerings. Tim holds a Bachelor of Business Administration in Finance from the University of Wisconsin Oshkosh.