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Bob Francioni has extensive experience in the banking sector, currently serving as the Head of Operations and Servicing at United Trust Bank Limited since January 2017. Prior to this role, Bob held several positions at Bank of Ireland from May 2005 to December 2016, including Head of the SME Team (south), Head of Business Banking Credit (London), and Area Director. Bob's career also includes a tenure at HBOS as Director of New Business Development from July 2002 to May 2005 and various roles in relationship management and credit teams at Barclays between June 1988 and July 2002.