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John Coward is currently serving as the Systems & Business Strategy Director at United Recovery & Remarketing. With a background in information technology consulting and management roles at companies like IBM, Colonial Bank, Regions Financial Corporation, Unisys, and Sequel, John brings a wealth of experience in directing business transformations and process improvement initiatives through technology. In their previous roles, John has successfully led collections, recovery, technology, and data warehouse initiatives, showcasing their expertise in driving organizational change and innovation.