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Chunming (Andrew) Zhao, CFA, currently serves as an Associate Risk Officer at the United Nations Joint Staff Pension Fund, where responsibilities include analyzing investment performance, producing performance reports, and ensuring compliance with industry standards. Prior experience includes underwriting for Starr Insurance Companies, focusing on Financial Institutions, and serving as a Senior Associate in Strategic Advisory to connect U.S. investment opportunities with international investors. Other roles encompassed procurement at the United Nations, investment banking analysis at The Alberleen Group, project management for M&A Connects China, and internships in real estate, securities, and auditing. Chunming holds a Master of Science in Investment Management from St. John's University and a Bachelor of Science in Financial Management from Jinan University.