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Scott Garcia has extensive experience in the banking industry, having held senior vice president roles at United Community Bank and Tidelands Bank. At Tidelands Bank, they served as a Regional Executive and Senior Vice President, overseeing $240 million in assets and managing daily operations for four offices in Charleston, SC. Additionally, they were responsible for managing a team of 25 employees and driving business development in the Greater Charleston Market. Prior to their career in banking, Garcia served as a veteran in the United States Air Force from 1998 to 2006.

Scott Garcia attended The Citadel from 1990 and obtained a Bachelor of Science degree in Business Administration and Management, General. Scott also completed the South Carolina Banker School in 2002 and attended The Citadel / LSU Graduate School of Banking from 2007 to 2009.