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Teodor Todorov is an experienced professional currently serving as a Product Owner and Business Analyst at United Bulgarian Bank since November 2019. Key responsibilities at United Bulgarian Bank include collaborating with business clients, development teams, and the QA team to understand customer needs, gather and analyze requirements, document business processes, and prepare user stories and mockups. Prior to this role, Teodor Todorov worked as a System Implementation Specialist and Call Center Support Representative at Raiffeisenbank Bulgaria from July 2015 to November 2019, gaining experience in 24/7 support for bank cards and POS systems. Teodor Todorov holds a Master's degree in Finance from the University of National and World Economy, obtained in 2016.