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Steve Wood began their career as a Senior Mortgage Loan Officer at First Financial Bank in 2004. Steve then moved on to work at Charter One Bank in 2005 as a Mortgage Loan Manager, where they hired and managed mortgage loan originators. In 2007, they joined Union Savings Bank as a Sales Vice President, where they served both the Cincinnati and Columbus markets, recruiting and assisting with loan production for their team members.

Steve Wood attended Fairfield High School from 1963 to 1967, but they did not earn a degree or specify a field of study during that time. Steve subsequently enrolled in Miami University from 1968 to 1972 and obtained a Bachelor of Science (BS) degree in Business Management.