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Jacqueline Cheng has a strong work experience in the finance industry, spanning over several top-tier banks. Jacqueline began their career in 1978 at Overseas Union Bank as a Senior Officer, and then moved on to ABN AMRO Bank N.V. as a Settlement Officer in 1981. Cheng then joined National Westminster Bank as Head of Credit Risk Asia for a significant period from 1982 to 1998. Jacqueline continued their career at Nordea as Assistant General Manager & Head of Credit Risk, Asia from 1998 to 2003. Cheng then held various leadership roles at Rabobank, including Head of Credit, Global Financial Markets and Head of Risk Management. Jacqueline further expanded their expertise at ANZ, where they served as Chief Risk Officer, Singapore and Head of Institutional Credit, Asia, among other roles. Cheng's most recent work experience was at UniCredit Bank AG as Managing Director and Head of Credit Risk Asia Pacific.

Jacqueline Cheng holds a Master of Business Administration (MBA) degree with a specialization in Finance from the University of Leeds.