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Phil Michaud is a seasoned financial professional currently serving as a Senior Portfolio Manager at UMB Bank since January 2022. Previously, Phil held various roles at U.S. Bank from April 2007 to January 2022, including Wealth Management Trust Advisor, Portfolio Manager & Vice President of the Private Client Group, and Investment Management Associate. Phil has a proven track record of developing and implementing customized investment programs tailored to client goals and risk/return preferences. Phil earned a Bachelor of Science in Economics and Finance from Missouri Southern State University between 2000 and 2006.