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Virender Saini is a Credit Officer at Ujjivan Small Finance Bank since June 2023, previously serving as a Senior Executive at ICICI Bank from November 2021 to May 2023. Virender holds a Bachelor of Business Administration (BBA) in Business Administration and Management from Guru Jambheshwar University, completed in 2019, and a Master of Commerce (M.com) in Finance and Financial Management Services from the same university, obtained in 2021.