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Saurabh Manral is a seasoned finance professional with extensive experience in credit and collections strategy, asset reporting, and project management. Currently serving as Vice President at Ujjivan Small Finance Bank since November 2022, Saurabh previously held the position of Senior Financial Advisor at PwC India and Team Lead for Collection Planning & Monitoring at L&T Financial Services. Notably, Saurabh's career at ICICI Bank spanned nearly nine years, where roles included Unit Head of RIBG Strategy and various managerial positions in MIS and Analytics. Saurabh holds an M.B.A. in Banking & Finance and a PGDB in Banking & Finance from Manipal Academy of Higher Education, along with a B.Com. in Business/Managerial Economics from Kumaun University.