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Sanjit Karnik is an experienced finance professional currently serving as AVP - Treasury Mid Office at Ujjivan Small Finance Bank since February 2022, having previously held the position of Manager in the same department. Prior to this role, Sanjit accumulated over a decade of experience at IndiaFirst Life, progressing from Treasury Operations Executive to Investment Operations Manager, overseeing mid-office activities and banking relationships. Early career experience includes auditing for clients such as Birla Sun Life Insurance at M.P. Chitale & Co., and MIS support at Advantage_India Consultants. Sanjit holds multiple degrees, including an LL.B in Banking & Insurance from New Law College and a Licentiate degree in Life Insurance & General Insurance from the Insurance Institute of India, alongside a B.Com in Accounts & Taxation and Accounting and Finance.