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Ramesh Murthy has a diverse work experience spanning several notable companies. Ramesh currently holds the position of Chief Financial Officer at Ujjivan Small Finance Bank, a role they started in March 2022. Prior to this, they served as the Chief Financial Officer at Karur Vysya Bank (KVB) from November 2020 to February 2022. Ramesh also held the position of Chief Risk Officer at KARUR VYSYA BANK from April 2018 to November 2020. Before joining KVB, they were the Head of Corporate Credit Risk at Commercial Bank International PSC from May 2015 to July 2017. Ramesh has an extensive background in risk management and investment banking, having worked at Mashreqbank psc in various senior positions from 1998 to 2015. Ramesh started as an Asst. Vice President in the Syndications & Structured Finance Unit and later held roles such as Vice President, Director of Investment Banking, and Managing Director of Investment Banking. Prior to that, they worked as a Relationship Manager at ANZ Grindlays Investment Bank from 1992 to 1998. Ramesh began their career as a Finance Executive at Wipro GE Medical Systems Limited from October 1990 to March 1992.

Ramesh Murthy's education history includes various degrees and fields of study. Starting from 1982 to 1985, they pursued a Bachelor's Degree in Accountancy, Commerce, and Economics at Osmania University. Following this, from 1985 to 1988, Ramesh studied Chartered Accountancy at The Institute of Chartered Accountants of India, earning a Master's Degree. Continuing their education, from 1988 to 1989, they obtained a Master's Degree in Accountancy, Commerce, Economics, and Law from Osmania University. Finally, in 2008, Ramesh attended Harvard Business School for a General Management Program, also known as GMP.