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Prakhar Pandey has a diverse work experience, starting with their role as a Summer Intern at HCL Infosystems Ltd. in 2013. Prakhar then joined Ujjivan Small Finance Bank in 2014, where they held various positions including Program Manager, Cluster Credit Manager, Area Manager, Distribution Manager, and currently works as the Vice President - Micro Banking. In their current role, they are responsible for handling a portfolio of 2.02 lakh customers with a OSP of 851 Cr. Prakhar's expertise lies in budget-based sales of assets and liability products, including Group Micro Loans, Individual Micro Loans, CASA, and Term Deposit Products.

Prakhar Pandey completed their Master of Business Administration (MBA) in Marketing from lnstitute of Management Studies Banaras Hindu University, between 2012 and 2014. Prior to that, they obtained a Bachelor of Commerce (B.Com.) degree with a specialization in Banking and Insurance (Hons.) from Banaras Hindu University, spanning from 2009 to 2012. Additionally, Prakhar Pandey has a certification in NCFM from the National Stock Exchange of India Limited, details of which, such as the month and year of obtaining, are not provided.