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Dominik Skwarciak has extensive experience in risk management and credit risk modeling, currently serving as the Manager of the Credit Risk Models Department at BFF Banking Group since May 2019, where responsibilities include developing and monitoring credit risk models and implementing risk parameters into banking processes. Previous roles at mBank S.A. encompassed a progression from Specialist to Manager in various risk departments, focusing on portfolio monitoring, credit risk methodologies, and regulatory compliance. Dominik also contributed to DNB in credit risk reporting and data management. Academic qualifications include a Master's in Finance and Banking and a Bachelor's in Management Informatics from the University of Lodz, alongside postgraduate studies in Statistical Methods in Business from the University of Warsaw.