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Krishnan M has worked as a Regional Sales Manager (Cluster Head) at Ujjivan Small Finance Bank since October 2018. Prior to that, they were a Branch Manager at RBL Bank from February 2018 to October 2018. From September 2008 to February 2018, they worked at Axis Bank in various roles in Bangalore, Hosur, and Salem.

From 1999 to 2001, Krishnan M studied at AERI College. During this time, they pursued a Master of Business Administration (M.B.A.) degree with a focus on Marketing & Systems.