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Arul Kumar has substantial experience in the banking and finance sector, currently serving as a Senior Manager in Financial Crime at Ujjivan Small Finance Bank since March 2017. Prior roles include Cash Officer at IndusInd Bank from February 2014 to March 2017, focusing on banking operations, and Account Officer at Shriram City Union Finance Limited from December 2011 to February 2014, where duties involved back-end operations. Arul Kumar holds a Bachelor of Commerce degree from Periyar University, completed in August 2011.