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Ray Jokhan is the current Chief Commercial Officer at 86 400. Prior to this, they served as Treasurer from December 2018 to December 2021. Ray has also previously worked as the Head of International Financial Services Treasury at Commonwealth Bank from March 2016 to December 2018, and as the Head of Funds Transfer Pricing & Economic Capital from October 2013 to March 2016. From March 2009 to October 2013, they were the Head of Funds Transfer Pricing at Commonwealth Bank, and from June 2006 to March 2009, they served as Executive Manager Pricing & Strategy Management.

Ray Jokhan has a Bachelor of Actuarial Studies from The Australian National University.

Their manager is Philippa Watson, CEO. Ray Jokhan works with Brian Parker - CIO, Kanishka Raja - Chief Product Officer, Lending, and Matt Borg - CFO.