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Ella Hu is an experienced professional in quantitative model development and analytics, currently serving as a Quantitative Model Development Manager at U.S. Bank since December 2022. Prior to this role, Ella Hu held the position of Director of Retail Modeling and Analytics at Bank of Tokyo-Mitsubishi UFJ, overseeing the development and maintenance of various risk models for retail portfolios. Earlier in the career, Ella Hu was an Associate Director at Moody's Analytics, focusing on empirical research and model development related to economic capital. Ella Hu holds a Master’s Degree in Financial Engineering from the University of Michigan and a Master’s Degree in Statistics from Iowa State University.