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Hilko Kramer has extensive experience in the insurance industry, currently serving as a Senior Accountmanager at Turien & Co Assuradeuren since 1987. In addition to this role, Hilko has held positions as Manager Zorg & Inkomen and Manager Zorgverzekeringen at the same company. Prior to joining Turien & Co, Hilko worked at Bekouw Mendes, now Aon, as Afdelingshoofd Zorgverzekeringen from 1978 to 1987. Hilko's education includes a degree in Insurance from Lloyds of London (1985), Assurantie B and A from Stichting Vakontwikkeling Verzekeringsbedrijf (1980-1982), and a VWO, Atheneum A from Scholengemeenschap Noord (1971-1977).