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Joe Graham has over three decades of experience in the banking and mortgage sectors, demonstrating a strong progression in leadership roles. Currently serving as a Business Development Manager at TSB Bank since September 2013, Joe has held various key positions including Regional Manager for Mortgage Intermediaries and Flagship Branch Manager. Prior to TSB Bank, Joe worked at Cheltenham & Gloucester plc, where roles included Dual Location Branch Manager from February 2009 to September 2013 and Branch Manager from September 1990 to September 2004. Joe's experience also includes serving as a Mortgage Adviser at Home Counties Mortgage Services Ltd from November 2004 to January 2009. Joe's foundational education was completed at Dr Challoners Grammar School from 1972 to 1976.