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Thando Xozwa is a manager at True North Partners LLP, with nine years of experience in the banking industry. Prior to this role, Thando worked at Standard Bank Group as a Quantitative Analyst in model validation, focusing on validating models within Retail and Wholesale Credit Risk, and as a Graduate Quantitative Analyst in various departments within Group Risk Management. Thando holds an MCom in Mathematical Statistics and Probability, a Bachelor of Commerce Honours in Mathematical Statistics and Probability, and a Bachelor of Commerce in Economics and Statistics, all obtained from Nelson Mandela University.