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William Kelly has a background in risk management and audit, with experience in roles such as Sr. Credit Analyst, Risk Advisor, and Enterprise Quality Control Auditor. William has worked at companies like Triad Financial Services, PenFed Credit Union, and TIAA. William also has experience in commercial banking and branch management, having worked at M&T Bank. William holds a Master of Business Administration from Florida State University and a B.A. in Finance and Management from Lycoming College.