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David Gaulin is the Chief Credit Officer at Triad Financial Services, Inc., a wholesale and retail lender in the manufactured housing arena. With a background spanning various roles in finance and credit management, David has held positions such as Director of Corporate Credit at Champion Home Builders, Inc. and VP Commercial Lending at Macomb Community Bank. David brings decades of experience in the industry, bolstered by a Bachelor of Science degree in Finance with a minor in Economics from Oakland University.