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Stephen Gray currently serves as the Director of Finance at TransPecos Banks, SSB, a position held since June 2021. Prior to this role, Stephen was employed at Credit Human from February 2016 to June 2021, where responsibilities included Senior Credit Underwriter and Financial Analyst. Academic credentials include a Master of Business Administration (MBA) in Business Administration and Management from Texas A&M University-San Antonio, obtained between 2016 and 2018, and a Bachelor of Business Administration (B.B.A.) in Finance from Texas A&M University, completed in 2015.