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Ricardo Villalobos has worked in the financial industry since 2011. Ricardo began their career as a Sales Account Manager at AVC TransGlobal Services Inc. in 2011. In 2012, they joined BBVA Bancomer USA as a Currency Trader and Jr. Currency Trader, where they were responsible for trading foreign currencies, analyzing market trends, and conducting careful financial analysis of proposed transactions. In 2014, they transitioned to Transnetwork Corporation as the Foreign Exchange Sales and Trading Manager, where they managed trading functions and customer relations, analyzed international markets, and processed FX trading and funding operations.

Ricardo Villalobos began their educational journey in 2006 at the University of Houston, though they did not pursue a degree there. Ricardo then moved to the University of Houston-Downtown, where they earned a Bachelor of Business Administration in International Business in 2011, with a focus on International Business, Import Export, and Economics. Prior to that, they attended Colegio Morelos de Cuernavaca.