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Rafael Galarza is a seasoned professional with extensive experience in the financial services and sales sectors. Currently serving as a Senior Advisor at Touring y Automovil Club del Peru since February 2012, Rafael is among the top ten advisors nationally, focusing on acquiring clients to leverage institutional benefits. Prior to this role, Rafael worked at Financiera Crediscotia as a Senior Analyst in credit evaluation and held positions in sales and supervision at AFP Union Vida and ALICORP, demonstrating a strong track record in client management and growth. Rafael's career began at THOR Europe SRL as Head of Warehouse, leading the organization of inventory systems. Educational qualifications include a Postgraduate degree in Finance and specializations in microfinance and credit risk, alongside a diploma in finance and a background in industrial and systems engineering.