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Fabrizio Caretti is an experienced professional in the field of technology and digital services, currently serving as the Head of Digital Services at Intesa Sanpaolo since 2006, where additional roles have included Head of Telecommunications and Head of Technology Infrastructure in the Finance Department. Fabrizio has also held the position of Consigliere at the TOP-IX Consortium since July 2017. Prior experience includes leadership roles in network management and technology support at Banca Caboto from 2000 to 2006, as well as IT Manager at Caboto Securities in London. Earlier career achievements include working as an ICT Architect at Banco Ambrosiano Veneto and as a Developer at Honeywell Dating. Educational background includes attendance at I.T.I.S. L. Cobianchi from 1984 to 1989.