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Nícolas Mikio I. is a seasoned professional in risk modeling and insurance pricing, currently serving as a Senior Analyst at Too Seguros since March 2022, where responsibilities include portfolio and risk management, strategic underwriting ownership, and executive reporting. Previous roles encompass positions at Quasar Asset Management and Tokio Marine Seguradora, where data handling, process automation, and statistical analysis were key focuses. Nícolas has substantial experience in machine learning techniques for mass insurance pricing and subscription policies, along with expertise in programming languages such as Python and Java. Educational qualifications include a Bachelor's degree in Business Administration from FGV, a Bachelor's degree in Statistics from USP, and ongoing MBA studies in Data Science and Analytics at USP.