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Dimitris Nikolaidis is a highly experienced individual who currently serves as the Research and Development Director and Head of Data Science at Bank Information Systems SA. With a background in software development and research engineering, Dimitris has been involved in various high impact data science and predictive modeling projects. In addition, Dimitris co-founded xtipiseto.gr and Nethabilis, Inc, showcasing their expertise in business strategy and technical architecture. Dimitris holds a Doctor of Philosophy in Predictive Modeling-Credit Scoring, a Master in Business Administration, and a MSc in Computer Science and Telecommunications.