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Jonathan Ashcroft is a seasoned professional in credit risk management and fraud strategy, currently serving as a Senior Credit Risk Manager at The Very Group since September 2015. Jonathan supervises a team focused on fraud strategies and controls, achieving significant results such as a 9% reduction in fraud losses. Prior experience includes roles at Experian, where Jonathan excelled as a Senior ID&F Strategy Analyst and Fraud Risk Data Analyst, utilizing expert knowledge to address client business needs and enhance fraud prevention solutions. Jonathan's academic background includes a first-class Bachelor of Science degree in Computer Studies from Liverpool John Moores University.