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James Ramsey is a seasoned professional in the financial services industry, currently serving as a Senior Manager in Underwriting at Principality Building Society since August 2017, where responsibilities include overseeing mortgage underwriting. Prior roles at Principality also encompassed Intermediary Helpdesk Manager and Business Development Manager, focused on intermediary sales. James held the position of Business Manager at Bank of Ireland from June 2015 to July 2017, and served as a Senior Mortgage Underwriter prior to that at Principality between October 2013 and June 2015. An extensive tenure at HSBC from April 2004 to September 2013 included roles such as Premier Relationship Manager, International Commercial Associate, and Commercial Manager. James holds a BA Hons in History from the University of Staffordshire, completed between 1999 and 2002, and attended Coleg Gwent Cross Keys from 1997 to 1999.