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Sanjay A. is a seasoned finance professional with extensive experience in financial planning, wealth management, real estate development, and business development. Currently serving as Director and Chartered Financial Planner at The Penny Group Ltd since July 2016, Sanjay A. has held various roles, including Senior Associate and Financial Adviser. Prior to this, Sanjay A. was a Senior Manager at YES BANK, leading the Global Indian Banking division and focusing on acquiring ultra-high-net-worth clients. Additional experience includes a managerial position at Lodha Group, spearheading sales for a prominent real estate development, and founding Simba Impex Ltd, concentrating on real estate and international trading. Early career experience includes analytical roles at Dresdner Kleinwort. Sanjay A. holds a Master of Engineering from Imperial College London and a CISI Investment Advice Diploma.