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Mike Elworthy is a Chartered Financial Planner at The Penny Group, where since November 2010, Mike has provided comprehensive financial audits, robust and achievable financial plans, and ongoing consultancy services to a diverse clientele, including senior executives, business owners, and corporate clients. Prior to this role, Mike served as a Senior Financial Adviser at Openwork Ltd from 2006 to 2010, advising individuals and small to mid-size companies on various financial planning aspects. Mike holds a BSc in Economics from Cardiff University, obtained between 2001 and 2004.