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Muzzammeel (Muz) Bhattha is Chief Financial Officer of the Cooperative of American Physicians, Inc. Mr. Bhattha is a fellow member of the Association of Certified Chartered Accountants and a Certified Public Accountant licensed in the state of California.

As CFO, Mr. Bhattha directs all of CAP’s financial functions, including planning and reporting; accounting practices and treasury functions; and managing relationships with external auditors, actuaries, and rating and regulatory agencies.

Before joining CAP, Mr. Bhattha was a senior manager with Ernst & Young LLP. He specialized in the audits of property and casualty insurance companies for seven years in the United States and five years with KPMG LLP in United Arab Emirates and Pakistan. He also helped clients navigate through various acquisitions and debt offerings. Mr. Bhattha is also a past board member of the Insurance Accounting & Systems Association Southern California Chapter.