��������

Patricia Fain is an accomplished banking professional with extensive experience in risk management and credit oversight. Currently serving as Vice President and Senior Risk Management Officer at The Bank of Tampa since March 2020, Patricia has held significant roles including Chief Credit Officer at Freedom Bank and Senior Vice President at USAmeribank, where responsibilities included monitoring and auditing commercial and commercial real estate portfolios for compliance and risk management. Patricia's earlier career includes key positions such as Regional Manager at Synovus Bank and Loan Review Manager at Republic Bank, showcasing a strong background in credit management and loan review processes. Patricia holds degrees from Eastern Kentucky University and the University of Kentucky.