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Gayle Penix has a diverse work experience spanning over several decades. Gayle began their career at BancOhio National Bank in 1980, where they held various positions for 20 years. Gayle then moved on to work at Heartland Mortgage in 1999, followed by Wells Fargo Home Mortgage from 2000 to 2003. From 2003 to 2004, Gayle worked at Yerke Mortgage Y&S as a Loan Officer. Gayle then joined Broadview Mortgage in 2004 and worked there until 2007. Gayle also worked at First Place Bank from 2007 to 2008. Since 2008, they have been associated with American Eagle Mortgage, first within LendUS, LLC dba American Eagle Mortgage, and later within The American Eagle Mortgage Co., LLC, where they held the role of Vice President and Loan Officer.

Gayle Penix attended Grove City High School from 1972 to 1976, during which they studied banking, corporate finance, and finance. After high school, Gayle enrolled at Franklin University, where they pursued a degree in finance and continued their studies in business, finance, and banking. Additionally, Gayle attended Hondros College of Business, where they focused on finance.