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Małgorzata Olszewska has extensive experience in credit risk analysis, currently serving as a Senior Credit Risk Analyst at TF Bank AB (publ) since June 2021, after holding the position of Credit Risk Analyst. Prior roles include Credit Risk Analyst at Paytree.pl and CROSS Loan, as well as a Fund Accountant and Intern at State Street. Małgorzata Olszewska holds a postgraduate degree in Data Science in Business from the University of Warsaw, a Master's degree in IT and Econometrics with a focus on Data Analysis and Big Data from the University of Gdansk, and a Bachelor's degree in IT and Econometrics from the same institution. Additional education includes studies at ISEG - Lisbon School of Economics & Management.