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Santiago Zafra Ramirez is an experienced investment analyst currently working at TERRANUM since February 2022. Prior to this role, Santiago served as a financial advisory consultant specializing in valuation and modeling at Deloitte for one year. Earlier experience includes an internship in equity research at Credicorp Capital, and various academic positions at Universidad de los Andes - Colombia, where responsibilities included monitoring system dynamics and management control systems. Santiago's professional journey began with an administrative support role at Colquímicos. Santiago holds a degree in Industrial Engineering with a focus on Finance and Operations Research from Universidad de los Andes, completed in 2021.