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Garima Gaal has extensive experience in leadership roles within the insurance and technology sectors. Currently serving as Associate Vice President at TD Insurance, Garima focuses on automation, innovation, and business optimization since August 2021. Prior to this, Garima held multiple Associate Vice President positions at TD, specializing in work transformation and enterprise business architecture from May 2016 to August 2021. Garima's career also includes significant roles at IBM as a Senior Managing Consultant and at DXC Technology as a Senior Software Engineer. Garima's educational background includes a Master of Business Administration from Smith School of Business at Queen's University and a BE in Computer Engineering from Thapar Institute of Engineering & Technology, complemented by leadership development training at the University of Toronto – Rotman School of Management.