ÂÜÀòÂÒÂ×

Denitsa Velkova is an experienced financial professional currently serving as the Head of Business Insights & Analytics Unit and previously as the Business Reporting and Analysis Manager at tbi bank since September 2019. Denitsa specializes in comprehensive data analysis to identify patterns and trends, providing insights to enhance growth, profitability, and operational efficiency. Prior roles include Senior Expert in Budgeting and Planning, where detailed annual budgets and monthly forecasts were prepared to track performance, and Budgeting and Planning Expert at Cash Credit. Denitsa holds a Master's degree in International Financial Management from Queen Mary University of London and a Bachelor's degree in Business Administration from WU (Vienna University of Economics and Business), complemented by an exchange semester at the University of Richmond - Robins School of Business.