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Ralph Carnicer, CPA, CFE, currently serves as the VP of Business Development at Tickmark, a position held since December 2016, where the focus is on developing strategic partnerships with various organizations. Prior experience includes roles at KPMG US as Operations Manager and at PwC as Manager of Financial Due Diligence. Ralph also has a background with BDO USA, LLP as a Senior Assurance Associate and Assurance Associate, JMJ Capital Group, LLC as Managing Member, and Deloitte & Touche as an Audit Associate. Academic qualifications include a Master’s degree in Accounting and a Bachelor’s degree in Accounting from Florida International University.