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Atul Bhandari has extensive experience in the financial sector, with a focus on insurance and banking. Atul currently holds the position of Head - Digital Business at Tata AIA Life Insurance. Prior to this, they served as the CEO and Managing Director at FG&G Distribution Pvt Ltd. Atul has also held various leadership roles at Max Bupa, Citi, and Standard Chartered Bank. At Citi, they served as the Country Head - Insurance, GCG India, and held roles as Product Head in both the Life Insurance and General and Credit Insurance divisions. Atul also served as the Credit Cards Acquisition Head - Mumbai. At Standard Chartered Bank, they held positions as Manager and Assistant Manager.

Atul Bhandari pursued a Master of Business Administration (M.B.A.) in Strategy & Finance from Indian Institute of Management, Calcutta. Prior to that, they completed a Bachelor of Engineering (BE) in Electrical and Electronics Engineering from Punjab Engineering College.