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Esraa Rayes is a Chief Risk Officer at Tanfeeth, with previous roles as a Director of ERM & BCM at الهيئة العامة لعقارات الدولة, Head Of Risk Management at Bupa Arabia, and Manager of Operational Risk at The National Commercial Bank - AlahliNCB. Esraa also served as a Board Risk Management Committee Member at Osoul Modern Finance Company. With a background in Engineering/Industrial Management and experience in risk management, performance measurement, and fraud prevention, Esraa has a strong track record of enhancing operational risk frameworks and implementing strategic plans across various organizations.