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Alec Houston is an experienced data and analytics professional currently serving as the Director of Data & Insight at Tandem Bank since November 2019, leading a team of 21 in areas such as Data Engineering, Reporting, and Governance. Prior to this role, Alec held senior positions at Pollen Street Capital and RBS, focusing on credit risk, analytics, and product optimization. Alec has expertise in customer and marketing insight, value analytics, and modeling and machine learning, complemented by a solid background in software development and fraud detection from earlier roles at Recycle Force Ltd and Western Provident Association. Alec holds an Mmath in Mathematical Science from Durham University, earned between 2007 and 2011.